Open 365 Days a Year to Returning Customers!* – Click here for details

In need of cash on a Saturday, Sunday, Christmas or boxing day? No Worries!!
Same-Day transfers available 365 days a year to Returning Customers only*

No Establishment Fee. No Credit Check Fee. No Early Repayment Fee.

  New Customers

  • Borrow up to 40% of net take home pay*
  • Repayment terms can be up to 10 weeks
  • Fast and simple online loan applications
  • Receive emailed loan repayment reminders
  • No establishment or administration costs
  • No Early Repayment Fees


Apply Now

   Returning Customers

  • Use our fast and easy renewal process
  • Apply for higher loans of up to $1,500*
  • Your approval is fast and guaranteed*
  • Receive no renewal fee or credit checks
  • No supporting documentation required
  • 365 days a year loan renewals*


Apply Now

*Normal lending criteria applies – Participating banks are ANZ / Post Bank / National Bank / ASB / KiwiBank / BNZ

"Can't believe how simple that was - fantastic customer service thank you :)"

− D.W.

"Thank you so much for being very helpful."

− J.J.

"Thank you Can't Wait for a fantastic fast and easy service.
I will definitely recommend your services to friends and family. AAA service."

− N. Uerata

"Absolutely excellent, friendly service. "

− M. Gray

"I have a high recommendation to the for the great help for me when I needed it....when I applied online they responded straight away....very simple application and fast process even though the small interest no hidden fees ...its affordable and reliable."

− Moala

"I would recommend Can't Wait to customers they have provide a awesome service to me during my financial difficulties."

− T.K.

"Thank you for providing an awesome service, your service has really helped me in time of need. Again thanks for your patience with my payments."

− M.M.

"Thanks for your great support."

− M.L.

"You took me as a person not just a customer. I truly appreciate your help & i thank you from the bottom of my heart."

− M.L.

"Thank you once again. I've been with you for a few years now & i really appreciate the assistance you've given me over the years."

− J.L.

"Thank you for saving my life AGAIN."

− K.A.

"Super efficient as always."

− C.S.

"Thanks so much for helping me."

− O.H.

"You help me out so much. Thanks again - much appreciated."

− P.W.

"Oh my goodness u r amazing !!!"

− S.C.

"Thank you so much - you are a lifesaver !"

− C.A.

"You are awesome"

− M.K.

"Thank you, you always make this very easy for me & it's much appreciated"

− D.L.

"Your team are great & helping me again. I recommend your company to anyone need help. Truly awesome. Thank you."

− S.S.

"Thanks - you're lifesavers."

− K.M.

Apply Online

Try out our calculator to see how much you’re entitled to, then fill out our quick and easy application form.
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Super Fast Responses

Approval is fast and easy. Once approved, you’ll receive the cash advance overnight or within 60 minutes*
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Lower Interest Rates

Our short term loan interest rates are 10 – 40% lower than that of most other payday loans companies.
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