Please Read Before Borrowing:

It’s important that you can make an informed decision about our short-term loans so please read these carefully and print or save them to file.

If you don’t understand anything in ourTerms and Conditions or have any questions, ask us before you accept them by contacting us at or by phoning (07) 5770136.

A cash advance loan can be a great way to help you out of a tricky situation, such as paying a power bill, avoiding repossession, keeping the phone connected, avoiding bank dishonor fees or late payment fees but these are short term loans only and should only be used as such. They should not be used as a permanent solution to a serious debt problem. 

We rely on the information you provide to us to assess your ability to meet your repayment obligations to us without incurring undue hardship. It is therefore important that you provide us with accurate information.

If you have any concerns about your ability to meet your obligations, you should consult an independent adviser before you enter this agreement. We do not provide financial advice.

You will need your Driver Licence or NZ Passport and access to Internet Banking to complete this application.

 No Direct Debit Fees. No Credit Check Fee. No Early Repayment Fee.

If you bank with BNZ, ASB, KiwiBank or ANZ we can transfer funds into your account any day of the year.

Open 11am – 4pm Weekend and Stat days to new and returning customers.

New Customers

  • Repayment terms can be up to 10 weeks (70 Days)*
  • Fast and simple online payday loan applications
  • Receive emailed payday loan repayment reminders
  • Loans approved & transferred on weekend and stat days
  • No Credit Check Fee


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 Returning Customers

  • Use our fast and easy online loan renewal process.
  • Apply for higher payday loans of up to $1,500*.
  • No Credit Check Fee.
  • Loans approved and transferred on weekend and stat days.
  • Open 365 Days a Year.


Re-Apply Now

Payday Loans from

The car doesn’t care how much money you have in the bank when it breaks down!

Life happens and planning for absolutely every hurdle it throws at you can be tricky. As a family owned company we know what life in NZ is like. We want to lend a helping hand to Kiwis in their times of short term cash short falls. We encourage responsible lending and want to be there when you need us ! See if is right for you..

*Normal lending criteria applies

Can't believe how simple that was - fantastic customer service thank you 🙂


Thank you so much for being very helpful.


Thank you Can't Wait for a fantastic fast and easy service.
I will definitely recommend your services to friends and family. AAA service.

N. Uerata

Absolutely excellent, friendly service.

M. Gray

I have a high recommendation to the for the great help for me when I needed it....when I applied online they responded straight away....very simple application and fast process even though the small interest no hidden fees ...its affordable and reliable.


Thank you for providing an awesome service, your service has really helped me in time of need. Again thanks for your patience with my payments.


Thanks for your great support.


You took me as a person not just a customer. I truly appreciate your help & i thank you from the bottom of my heart.


Thank you once again. I've been with you for a few years now & i really appreciate the assistance you've given me over the years.


Thank you for saving my life AGAIN.


Super efficient as always.


Thanks so much for helping me.


You help me out so much. Thanks again - much appreciated.


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Thank you, you always make this very easy for me & it's much appreciated


I would recommend Can't Wait to customers they have provide a awesome service to me during my financial difficulties.


Your team are great & helping me again. I recommend your company to anyone need help. Truly awesome. Thank you.


Thanks - you're lifesavers.


Apply Online

Try out our payday loans calculator to see how much you could borrow, then fill out our quick and easy payday loan application form.
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Super Fast Responses

Applying is fast and easy. Once approved, you’ll receive the payday loan within 60 minutes of us receiving your final acceptance response*
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Open Every Day

Apply & Receive funds within your account on weekends and public holidays*
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