100%
NZ-OWNED AND OPERATED
OPEN 5 DAYS A WEEK
TUESDAY – SATURDAY
SECURE ONLINE
APPLICATION PROCESS
How It Works
Apply using our 100% online application process Monday – Saturday.
Once approved, Your loan will be transferred into your nominated bank account shortly after your loan agreement is finalized.
We will direct debit your repayments from your nominated bank account on your scheduled repayment dates.
Borrow $250 – $1000
Repayment terms can be up to 15 weeks, 7 fortnights, or 3 months depending on your pay frequency.
APR 49.95%pa
Example: Borrow $500 and repay at $47.77 per week.
Repayment amounts depend on your pay frequency, selected options, and days of interest incurred. Your exact repayment arrangement can be found on the calculator above.
Transfer Speed
If you have requested an “express” / “non-business day” transfer we will transfer the loan into your bank account within 60 minutes of
receiving your loan acceptance.
The funds will be available once your bank has processed the transfer.
If you have selected “standard” processing the loan will be transferred at 7 pm on the day of your loan acceptance.
*Transfers on non-business days are available for clients who bank with ANZ, BNZ, ASB, TSB, KiwiBank, and Westpac customers.
FAST LITTLE LOANS
Life happens and planning for every hurdle it throws at you can be tricky. As a family-owned company, we know what life in NZ is like. We want to lend a helping hand to Kiwis in their times of short-term cash shortfalls. We encourage responsible lending and want to be there when you need us! See if Cantwait.com is right for you.
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New Customers
- Repayment terms can be up to 15 weeks (105 Days)*.
- 100% online application process.
- Receive emailed loan repayment reminders.
- Loans are approved & transferred Tuesday – Saturday.
- Same-day transfers available to select banks
- No minimum term.
- Flexible repayment schedules.
- Caring Lenders.
- No employer contact during the application process.
Returning Customers
- Borrow $250 – $1000.
- Use our simple online loan renewal process.
- Flexible repayment schedules.
- No Minimum Term.
- Loans are approved and transferred on weekends and stat days.
- Same-day transfers available to select banks
- Open Monday – Saturday