100%

NZ-OWNED AND OPERATED

OPEN 6 DAYS A WEEK

MONDAY- SATURDAY

SECURE ONLINE

APPLICATION PROCESS

How It Works

Create your loan online using our online loan calculator above.

Apply using our 100% online application process Monday – Saturday.

Once approved, Your loan will be transferred into your nominated bank account shortly after your loan agreement is finalized.

We will direct debit your repayments from your nominated bank account on your scheduled repayment dates. 

Transfer Speed

If you have requested an “express” / “non-business day” transfer we will transfer the loan into your bank account within 60 minutes of
receiving your loan acceptance.

The funds will be available once your bank has processed the transfer.

If you have selected “standard” processing the loan will be transferred at 7 pm on the day of your loan acceptance.

*Transfers on non-business days are available for clients who bank with ANZ, BNZ, ASB, TSB, KiwiBank, and Westpac customers.

About Us

Life happens and planning for every hurdle it throws at you can be tricky. As a family-owned company, we know what life in NZ is like. We want to lend a helping hand to Kiwis in their times of short-term cash shortfalls. We encourage responsible lending and want to be there when you need us! See if Cantwait.com is right for you.

Borrow Example

Borrow $250 – $1000

Depending on your pay frequency, repayment terms can be up to 15 weeks, 7 fortnights, or 3 months.

APR 49.95%pa

Example: Borrow $500 and repay at $47.77 per week.

Repayment amounts depend on your pay frequency, selected options, and the days of interest incurred. The calculator above can help you determine your exact repayment arrangement.

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Can't believe how simple that was - fantastic customer service thank you 🙂

D.W.
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Thank you so much for being very helpful.

J.J.
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Thank you Can't Wait for a fantastic fast and easy service.
I will definitely recommend your services to friends and family. AAA service.

N. Uerata
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Absolutely excellent, friendly service.

M. Gray
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I have a high recommendation to the Cantwait.com for the great help for me when I needed it....when I applied online they responded straight away....very simple application and fast process even though the small interest no hidden fees ...its affordable and reliable.

Moala
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Thank you for providing an awesome service, your service has really helped me in time of need. Again thanks for your patience with my payments.

M.M.
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Thanks for your great support.

M.L.
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You took me as a person not just a customer. I truly appreciate your help & i thank you from the bottom of my heart.

M.L.
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Thank you once again. I've been with you for a few years now & i really appreciate the assistance you've given me over the years.

J.L.
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Thank you for saving my life AGAIN.

K.A.
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Super efficient as always.

C.S.
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Thanks so much for helping me.

O.H.
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You help me out so much. Thanks again - much appreciated.

P.W.
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Oh my goodness u r amazing !!!

S.C.
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Thank you so much - you are a lifesaver !

C.A.
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You are awesome

M.K.
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Thank you, you always make this very easy for me & it's much appreciated

D.L.
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I would recommend Can't Wait to customers they have provide a awesome service to me during my financial difficulties.

T.K.
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Your team are great & helping me again. I recommend your company to anyone need help. Truly awesome. Thank you.

S.S.
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Thanks - you're lifesavers.

K.M.

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Happy Customers
Years In Business
Quick Loans
Cups of Coffee

  New Customers

  • Repayment terms can be up to 15 weeks (105 Days)*.
  • 100% online application process.
  • Receive emailed loan repayment reminders.
  • Loans are approved & transferred Monday – Saturday.
  • Same-day transfers available to select banks
  • No minimum term.
  • Flexible repayment schedules.
  • Caring Lenders.
  • No employer contact during the application process.

   Returning Customers

  • Borrow $250 – $1000.
  • Use our simple online loan renewal process.
  • Flexible repayment schedules.
  • No Minimum Term.
  • Loans are approved and transferred on weekends and stat days.
  • Same-day transfers available to select banks
  • Caring Lenders.
  • Open Monday – Saturday
  • No employer contact during the application process.

Apply Online

Try out our short term loan calculator to see how much you could borrow, then fill out our quick and easy loan application form.
Find Out More

Super Fast Responses

Applying is fast and easy. Once approved, you should receive the loan within 60 minutes of us receiving your final acceptance response*
Find Out More

Open Tuesday – Saturday

Apply & Receive funds within your account on weekends and public holidays*
Find Out More